From an offline to an online experience: the shift in Zimbabwean e-commerce

In recent months, we have been seeing the shift in companies from cash sales to the trendy electronic and online platforms. Some of the most unlikely “traditional” corporate are showing an interest in these “new age systems”. Are we finally seeing the start of a huge shift into online payments and mobile payments in Zimbabwe? In this interview, we discuss this dynamic with Vusi Ndebele from local payments aggregator, Paynow.


Mukuru takes on SA to Botswana remittances, will need mobile phone advantage

Moving money between any two countries is pricey business. The commissions for such services have always been steep, which explains why everyone from traditional banks to remittances services and lately, mobile networks are all out to get a slice of that cake. For most Zimbabweans, a familiar service provider in this space is Mukuru. The South […]

3 Mar 2015

A new remittance channel emerges as MasterCard partners with Steward Bank

News coming out of Barcelona at the Mobile World Congress is that MasterCard, the global payments solutions provider has announced a partnership with Steward Bank, a local financial institution. This facility has been enabled through HomeSend, an international money transfer unit that has been carrying out the same services in other markets around the world […]

13 Dec 2014

FBC finally fixes Prepaid MasterCard. TelOne & Post Office to take deposits

Today, a debit card that you can use online and when you travel outside Zimbabwe is reasonably within anyone’s reach. It wasn’t always so. Back some 4 years ago, bank cards with with MasterCard or visa logo were for the elite. Actually, just banking itself was for the working minority. When FBC launched a prepaid MasterCard in […]

26 Aug 2014

EcoCash online payments through MasterCard

Recently Ecocash introduced the EcoCash MasterCard Debit Card that undoubtedly was a game changer, allowing millions of ‘unbanked’ people the opportunity to have the convenience of making payments anywhere and everywhere. Yes, the card works across borders, anywhere in the world they say and then there was the ‘possibility’ of making online payments. I went ahead and got […]

26 Aug 2014

PayPal hits 1 mil users SA. What’s the payments opportunity in the rest of Africa?

PayPal has just announced its active user base figure in South Africa, and it’s 1 million! Great yes, that so many more people can pay using what has become the defacto payment gateway of the internet. 1 million is however still less than 1% of PayPal’s active user accounts globally of 152 million and at home in South Africa, 1 million […]

30 Jul 2014

House of Cards: networks out to dominate the cashless society

There’s the sweet smell of a telecoms turf war in the air once again. This time its mobile money related, proving how the focus for dominance in telecoms is less and less about traditional services like voice communication. With mobile money as a focal point for revenue growth, Econet and Telecel (anyone seen One Wallet?) […]

30 Jul 2014

EcoCash MasterCard debit card: Econet launches the payments game changer

We just attended the launch of Econet’s new EcoCash linked MasterCard card in Harare. A lot about the card is like what we wrote about yesterday. But there are a few things to add. First, Econet has named the product EcoCash Debit Card, essentially, the same name of the virtual debit card. We learnt today by the way […]

29 Jul 2014

Exclusive: Econet to introduce an EcoCash linked Mastercard card. Why this is big

Econet, we have been told by reliable sources, is finally going to launch a Mastercard card that’s linked to the EcoCash wallet. It took a long time but not too late and it’s definitely not little by any margin. Some background first. About two years ago, a year after Econet had launched the EcoCash mobile money service, a […]

28 Jul 2014

EXCLUSIVE – How to use MasterCard with Telecash

For those of you who are avid online buyers, here’s a hack that will allow you to use your MasterCard with Telecash. This solution has been available ever since Telecash launched in Zimbabwe and has been possible because of their “interoperability”. Enjoy!!! (You can thank me later) What you will need to use MasterCard with Telecash A […]

16 Jul 2014

Telecel launches debit card

Mobile service provider Telecel has launched a debit card for its Telecash mobile financial services subscribers. Dubbed the Telecash Gold Card, it allows Telecash subscribers to make transactions on all ZimSwitch POS terminals and also enables withdrawals from every ZimSwitch ATM facility. The card can also be used for the payment of a host of […]

18 Jun 2014

PayPal in Zimbabwe: Here’s how to open your paypal account

Since we posted that PayPal will now work in Zimbabwe this week, we have been inundated with questions in the comments, in our WhatsApp groups, emails, on Techzim Answers, and on Facebook. Some are complaining that the service is not live yet and that PayPal or Techzim (or Reuters) spoke too soon. Some just want to know how they can get […]

28 Jun 2013

Guide to online shopping in Zimbabwe: making payments

Just like in a supermarket, after which many online shopping carts are modelled, you will have to pay for the product you want to buy before it is shipped to you. The accepted payment methods vary from seller to seller. The ways to effect payment range from simple and common like the use of a debit card or Western Union to complex electronic money methods like webmoney and bitcoin.

8 Aug 2012

Econet’s move to Comviva to give Zimbabwe e-commerce jetpacks

This guest article was authored by Prosper Chikomo, an internet entrepreneur and author of Turning Iron into Gold: Golden Opportunities: How to Spot Them, Create Them, Make Money from Them, and How Not to Miss Them (Available on  As great as Pattern Matched Technologies’ (PMT) platform is, the move to Comviva’s platform will certainly help push […]

27 Oct 2011

ZimSwitch to provide internet payment gateway for Zimbabwe

As you may already know, ZimSwitch revealed these past few weeks a mobile money platform called ZimSwitch Mobile that’s already being used by a couple of local banks. ZimSwitch has signed up a total of 12 banks to their shared services platform and the 12 make up about 85% of Zimbabwe’s banked population.

We recently communicated with ZimSwitch business development manager, Adam Roscoe, and he disclosed some news that will no doubt excite internet entrepreneurs in Zimbabwe. ZimSwitch is working to launch an internet payment gateway.