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No Jamie Dimon, Bitcoin is no fraud! You either don’t understand it, or you intend to deceive the people!

This post was written by a Guest Author. The views expressed in this article do not reflect those of Techzim but of the Guest Author. No Jamie Dimon, Bitcoin is no fraud. It’s either you don’t understand it, or you intend to deceive the people or both! When I talk about crypto-currencies, I often draw […]


Bitcoin 101: Understanding the basics – What the hell is bitcoin mining?

Following my article days ago, I received a number of follow-up questions on bitcoin mining, such as: What is mining? How do I mine? Who can mine? Why mine in the first place? And so on. This article looks at these and other related questions. Its purpose is to shed light on what bitcoin mining is […]


Bitcoin 101: Understanding the basics – key issues

In late 2016, I got a call from the finance director of a listed financial services company. He and his managing director wanted to take me out for lunch. Shortly before that, the media had reported of an investment I had made in a blockchain start-up. I normally charge for advisory services, but I agreed […]


Is Zimbabwe missing out on Africa’s growth wave?

The past few weeks provided me a rare chance to listen to a different view about investment and innovation on the African continent. I wish to share that through this short article. Clearly, the continent is an emerging market, which has a golden opportunity to tap into the strong global sentiment of goodwill about its […]


Payment systems in Zimbabwe: The past, present and the future (Part 2)

This article is the second part of the three part series that looks at the evolution of payment systems in Zimbabwe. In the first part, I posited that payment systems in Zimbabwe have gone through three phases, viz., the basic transition phase, the disruptive transition phase and the integrated transition phase. In this analysis, I […]


Payment systems in Zimbabwe: The past, present and the future (Part 1)

This analysis shall be in three parts. To thoroughly assess the payments landscape in Zimbabwe, I shall use three frameworks, or if you like, perspectives or concepts. These are; disruptive innovation, the long tail and open innovation. Disruptive Innovation There is adequate literature on disruptive innovation. For the benefit of the reader, I will briefly […]


A Deeper Look at Zimbabwe’s Industrial Policy

At Gideon Gono’s peak, his monetary policy announcements would cause all manner of analysts – great thinkers and charlatans alike to creep out of the woodwork in criticism or praise. Yet the silence that followed the launch of the industrial policy (IP) by Minister Welshman Ncube either shows lack of understanding or enthusiasm for it […]