ZB Financial Holdings is proud to introduce Smile Cash and Smile & Pay, ground-breaking solutions that embody our strategic thrust of becoming a digital financial firm. These innovative products are designed to shape the future of financial transactions in Zimbabwe, aligning with our purpose to improve lives through service and our brand philosophy of People First.
Smile Cash
Smile Cash is a mobile wallet solution that provides users with a convenient, secure, and efficient way to manage their finances. This product aims to disrupt the informal sector and provide banking services to those who are currently unbanked by offering easy access and minimal KYC requirements
Features
Smile Cash offers a range of features including
- Cash in
- Cash out
- Merchant payments
- Bank transfers
- Mobile payments
- Fund transfers
- Account management
The platform is currently accessible via USSD code *225#, option 1 to register, just follow the prompts which include
Entering name, ID number, Date of birth and Gender. After entering all details, one is
then required to enter OTP which will be sent to their phone then proceed to finish set
Benefits
Smile Cash provides users with greater control over their finances, increased convenience and enhanced security.
Smile & Pay
The ZB payment gateway is an online platform, designed to facilitate electronic transactions for businesses and individuals. It allows merchants to accept payments from customers through various methods, including Ecocash, Omari, Inn bucks, Visa/Mastercard.
Features
Smile & Pay offers a range of features, including
- Online payment processing
- Payment tracking
- Transaction management
- Secure transactions
- Multiple payment options
- User friendly interface
- Real time processing
- Transaction management.
This platform is accessible via https://zbnet.zb.co.zw/merchant_gateway/signup.
Benefits
Smile & Pay provides businesses with a secure and efficient way to process online transactions, while individuals benefit from convenient and flexible payment options.
Universal Payment Acceptance: Effortlessly receive payments from a multitude of local and international methods, expanding customer reach.
Robust Security: Benefit from industry-leading encryption and advanced fraud prevention measures, ensuring the safety of every transaction and protecting sensitive customer data.
Seamless Integration: Easily integrate ZB Pay with existing e-commerce platforms, websites and mobile applications for a streamlined payment process.
Self-Service Onboarding: Customers and Merchants can quickly and easily onboard themselves through user-friendly web and mobile applications.
E-commerce Acquiring: Access dedicated online integration services tailored for established websites and online marketing platforms.
Comprehensive Data Analytics: Gain valuable insights into transaction trends with a convenient and configurable reporting tool.
Enjoy the ease of using our new product, where one does not need to worry about small change, as it can be conveniently deposited into Smile Cash.
Shaping the Future of Financial Transactions
Digital Payments
Smile Cash and Smile & Pay are driving the adoption of digital payments in Zimbabwe, reducing the need for cash and promoting financial inclusion.
Innovation-These solutions showcase ZB Financial Holdings’ commitment to innovation and customer-centricity, providing users with cutting-edge financial services.
Convenience- offers users greater convenience, flexibility and control over their financial transactions.
Alignment with Strategic Thrust
Digital Transformation- The launch of Smile Cash and Smile & Pay aligns with our strategic thrust of becoming a digital financial firm, providing convenience and efficiency to our customers.
Sustainable Growth- These solutions contribute to our goal of achieving sustainable growth through creating happy people.
People First-The launch embodies our brand philosophy of People First, recognising that our customers are at the centre of everything we do.
The launch of Smile Cash and the enhanced Smile & Pay underscores ZB Financial Holdings’ unwavering commitment to driving digital innovation and providing our customers with seamless, secure and convenient financial solutions. These platforms are designed to empower individuals and businesses alike, fostering financial inclusion and contributing to the growth of Zimbabwe’s digital economy.” Says Kangai Maukazuva, ZB Chief Transformation Officer.
About ZB Financial Holdings
ZB Financial Holdings (ZBFH) is a leading financial services group in Zimbabwe, committed to providing innovative and customer-centric solutions across banking, insurance and investments. With a strong heritage and a forward-looking approach, ZBFH is dedicated to empowering its customers and contributing to the economic development of Zimbabwe. Cross-border payments embody ZB’s commitment to enhancing lives through seamless service and delivering smiles to our valued customers
Some of the milestones achieved
- Core banking system requirements complete
- Service Centre rollout completed
- Brand repositioning completed
- Cash Funeral benefit enhancements completed
- Qupa Loan Management Systems CRM design completed
Get in touch using the following contact details:
CALL FOR FREE Econet – 08080 555 Netone – 08010 555 Telone – 08004 555
FB- @zbforyou
IN- @zbforyou
IG-@zb_foryou
X-@zb_foryou
YouTube: @zb_foryou
website: www.zb.co.zw
